KCD-Union Nachhaltig MIX

Strict exclusion criteria are the most significant initial hurdle for companies, institutions and countries. For example, companies manufacturing munitions, alcohol and tobacco or offering gambling products are excluded right from the start. Countries that systematically violate human rights or implement the death penalty are also excluded. The second stage is analysis using the "best-in-class" approach to work out which securities providers implement the sustainability concept best. The fund management team at Union Investment then select individual securities from the remaining investment options, based on expected returns.

• Attractive mixed fund with simple, efficient access to "sustainability" investments opportunities
• Participation in potential returns in the pension and equity markets
• Professional fund management 
• Promising investment concept of sustainable investment in international interest-bearing securities and equities
• Diversified investment

• Risk of market-related rate fluctuations and earnings risk
• Risk of drop in unit value as the result of individual issuers/contractual partners being late with payment or unable to pay
• Exchange rate risk
• Possibility of greater risk of rate fluctuations by concentrating risk in specific countries and regions (political and economic influences)
• The individual investor's vision of sustainability may differ from the investment policy