- Investment with a "dual" return
- Variable investments sums of up to EUR 50,000
- Variable interest, currently 0,01 % p.a.
Save securely and do good at the same time
Looking for an investment opportunity that really offers you "added value" alongside security and great returns? Find out more about BIB MikrofinanzSparen. With these investments, you can invest securely while also helping other people at the same time.
How does microfinance work?
Many people in developing and newly industrialised countries are unable to participate in economic life. Often the major obstacle to their participation is that they do not have access to financial services, even though they have sustainable ideas and often the necessary business knowledge and skills.
Microfinance overcomes this obstacle. Specialist microfinance institutions offer financial services – in particular micro-loans – to poor, but economically active people in developing countries. These small loans are designed to help them to help themselves. A fall-back provision is often incorporated into the repayment agreement in order to provide a cushion in the event of illness or other difficult circumstances. Microfinance is more than just lending money: it also includes savings, insurance, transfers and loans.
Microfinance institutes advise and support their borrowers locally and provide products tailored to their needs during the development process. By "helping them to help themselves", the institutes not only make it easier for people to escape the poverty trap, but also boost the economic growth of entire regions.